@Antoine Black  In general, yes, it goes off your personal credit. 

Why is your tenant paying you by credit card? 

They look at your credit profile and get you business lines of credit and credit cards.

I have done it with some contractors taking Paypal where you can use a credit card on that site with a fee, or QuickBooks is another one too.

We recently relocated to Phoenix last summer and I'm starting to look for recommendations for local credit unions here in Phoenix which are trustworthy, low rates, personal touch, easy/simple to work with, etc. 

For context I am a full time lender and understand DTI and have very good credit. 

I am a new investor looking for opportunities to invest in real estate, especially wholesaling, rental properties, and fix and flip.

Plus, if you aren't able to get approved with what you've got now in terms of savings, credit, etc. you can learn on what you need to qualify so you know what to be working towards. 

@Donald Hatter We send the information to a collection agency who attempts to recover the money; after they make several attempts they place it on their credit report. 

@Ryan Vienneau I'm a Buildium customer too, and it blows my mind they don't have credit card tracking in 2017.