If so, any tips for doing this for tems, contract, etc? 

If there's local boom in industry we should see the effect in immediateterm not in short tem, so what really happened in 2020-2022 is really big mistake by Fed.Also it seems very natural that in the next ten years we see lot of consolidation in the big business, much less small biz owner, and everything is owned by the conglomeration of some very powerful big names that generates cash from their operation.America is going to be more controlled by big company regardless who is in power in the goverment. 

Just something simple I could use pro tem. 

It was a husband and wife tem, they have 16 units now I believe.

I tell tem, whatever it takes!!!

You must learn what to ask, what answers to expect, and how to speak and negotiate with tem to protect yourself and to be successful.

For anyone who is interested, I met with Senator Brent Hill who is the Senate Pro Tem, and Rep Doug Ricks (R-Rexburg) this morning at a town hall. 

Eddie, (In Short Tems ) I believe in using debt to grow my wealth.

We got HELOCs at great rates/terms but commercial is clearly another universe.We have 2 condos we own free and clear, a good amount in an IRA - which we took a short tem loan on last year and paid back in less than 60 days, incurring no penalty or taxes - and some cash.

usually smaller increment.... does anyone have experience with tem taking 203k when they requested cash or conventional..??