For those of you facing similar choices, what key factors influence your decision to hold, adjust, or even divest from properties here?

Quote from @Devin James: We’ve slowly been improving our homes the more we’ve built and the more feedback we get from our Buyers2021 – Added 8ft doors throughout the home2022 – Added a new elevation with stone in the front of the home2023 – NO carpet in the bedrooms, LVP throughout the home2024 – Added hurricane impact windows & new color options2025 – Adding Ceiling FansGotta be open to feedback and adjust accordinglyThis can be the difference of your home sitting on the market for 4 months vs 1 month where's the modifications and pictures?

I have 2 rentals in SW FL- both have open insurance claims and a public adjuster is involved.My insurance policies renew April/May.

This means that when you sell the property, your adjusted tax basis is lower, which increases the capital gain you must recognize.Additionally, any accelerated depreciation taken is subject to depreciation recapture at a higher tax rate (up to 25% for real estate assets) rather than being taxed as long-term capital gains.So, while cost segregation provides significant upfront tax savings, it also increases your capital gains tax liability upon sale unless you use a 1031 exchange or other tax-deferral strategies.You can find your current tax basis by reviewing your depreciation schedule (Form 4562) and prior years’ tax returns, specifically looking at your adjusted basis on Form 4797 (for sales of business property) or Schedule D (for capital gains and losses).Your CPA should be consulted prior to making any decisions. 

THEN, the 3rd party adjusters come out (SOME ins co's still have hourly or salaried adjusters, like State Farm, but most do not) and those adjusters WANT to total a property, even if it doesn't have damage!

Your adjusted cost basis is the purchase price plus capitalized improvements minus depreciation. 

He possesses a deep understanding of his target neighborhoods, crucial for accurate valuations, and is adjusting to market shifts through meticulous financial analysis and timeline management. 

But it will be significant.To determine roughly how much tax exposure you're looking at you would need to know what your net gain will be.You will have to break down your Adjusted cost basis, and your net sale.

If so, consider adjusting your rent or offering incentives like flexible lease terms.

Once a claim is entered and filed to the carrier and an adjuster is assigned is when it's reported if a claim if paid out or not.