We of course now are here in E TN.

So it may not be possible to e-file due to all the real estate related complexities...

@Joe E. 

@E Stephens try this website for all flood maps. https://msc.fema.gov/portal/home Also, there may be some areas that were flooded and not in flood plain (by Barker Dam area) .

You may have to help the lender understand it if they are not following it correctly:https://www.fanniemae.com/content/guide/selling/b3/3.1/08.html#Calculating.20Monthly.20Qualifying.20Rental.20Income.20.28or.20Loss.29"Calculating Monthly Qualifying Rental Income (or Loss)" "When Schedule E is used to calculate qualifying rental income, the lender must add back any listed depreciation, interest, homeowners’ association dues, taxes, or insurance expenses to the borrower’s cash flow.

You should reach out to my buddy @Donald E Appleberry who is an agent in San Diego.

i have one investment propertyits a partnership ' but not now on an llc,QUESTION do I need to file an 1065 and put in in my personal tax return a k1or can I just fill in schedule E on my personal return , and not file a seperate return for the property?

You'll fill out a Schedule E for any investment properties.

Such conversion need not comply with the requirements of the following specific provisions of this chapter:  (a) Section 13-196-660 (height limits); however, in frame buildings, four or more levels of living space shall be prohibited and in buildings of ordinary construction, with or without attic living space, five or more levels shall be prohibited;  (b) Section 13-196-050; however, all dwelling units must comply with the exit provisions of Chapter 13-160 except basement dwelling units may have a second exit through a room containing a heating plant;  (c) Section 13-196-670 (stairwell enclosures); (d) Section 13-196-680 (corridor enclosures);  (e) Section 13-196-690 (dwelling separations);  (f) Section 13-196-710 (basement ceiling construction); however, if the basement contains a dwelling unit the entire basement ceiling construction is to be wood lath and plaster of half hour construction;  (h) Section 13-196-720 (heating plants); however, basement apartments are to be separated from heating plants with partitions of one hour construction.

It starts with phone calls, e-mails or texts.