Then the rent increase moratorium came, rent control was instituted, mandatory lease renewals, security deposit reductions, inability to evict for things like unauthorized pets and people not on the lease living in the unit, all happening at a time when my taxes are going up, my permit fees are going up, my insurance is going up (or being non-renewed), and everything else is going up, and I'll likely be increasing rent around once a year. 

Bank money will typically have 20-25 year amortizations with 3-7 year fixed periods. 30-year mortgages for investment properties (specifically multi-family) will fall in the private institutional lending bucket.

@William Li no, unfortunately most "institutional" loans will not allow this. 

Unless its a massive deal that can be sold in a CMBS, that doesn't exist with any institutional lender I know of.

First they instituted a moratorium on STR licenses.

Hi @Patric Doyle coming from a private institutional perspective, you will notice that lending for these multifamily properties (5+ units) changes, compared to buying rental properties that are 1-4 units.

Institutional investments propping up these prices or realization from the low interest rates still haven’t set in? 

Earnest Money Deposit (EMD) Loans:Partner with financial institutions to secure EMD loans for quicker transactions.Educate clients on the benefits of EMD loans, highlighting the reduced impact on titles.7.

Also, new depositors to an institution will experience check holds for a while.

The mortgage system is different between the US and Spain in that in the US the refinance mortgages are supported by institutional investors - the largest of them being the US government.