I always imagine myself living there with a newborn. 

I would imagine that they could reach under the overhead lines and grab the bag out to an area free from overhead obstructions.

I imagine in a competitive market you will still see the higher rates, but when the market is slow, like it is in most places right now, those commission will creep down as well.I wish you the best! 

You then pay points and interest from the day you won the bid.in some instance they will fund rehab etc.Now with these guys bringing in uber liquidity you can imagine how competitive the sales are and or were.. and deals become very thin the HML in these scenarios made as much if not more than the person buying the foreclosure if its a flip.. for someone buying a rental they may get the property for 10% back of market.. for someone looking to move in same thing.So the lender gets the bidding fee  they get points and interest on the money put out and they have 20% skin in the game from the borrower.. like I said genius model.PS I am experimenting with a version of this model as a lender in a few mid west markets were the purchase prices are so low.. compared to WA CA OR NV AZ  

Underwriting is proving to be more rigorous than I imagined, owing to the fact that I am a business owner.

I would imagine the details would be available in the language of the individual state regulation.

That does not sound attractive - just imagine swapping positions with him. 

@Lauren B. the only way I could imagine you (as you describe your situation and investing approach) might be leaving money on the table is if all of the following were true:There is a rental property you can buy in an Opportunity ZoneYou can buy it with capital gains (eg. you sell an appreciated asset, then use the cash to buy the property)You then invest additional cash from capital gains into the property at least equal to the prior building value (this is a BIG hurdle - multifamily residential buildings don't warrant this level of rehab investment)You plan to hold and operate the property for 10+ yearsYou do all of the above under the umbrella of a Qualified Opportunity Zone Fund, which you setup and manage (with the help of a qualified attorney and CPA)As you are discovering, making all of these things true is not really feasible for you.

I can’t imagine someone else moving into home that God help me create for me and my family.

I don't know too much about partnership payment structures, but when I imagined being on the receiving end as the contributing investor, it didn't sit right with me that we're guaranteeing a set profit to one person whereas everyone else isn't.