Taylor Chiu
Investment property HELOCs that go above 80% ltv?
30 April 2019 | 4 replies
The best ones I know of currently are:Penfed - up to 80% ltv on rentalAmerica First Credit Union (Utah) - up to 80% ltv on rentalNavy Federal - up to 70% ltv on rental HELOCs are all about the ability to cross-sell you other financial services.
Keesha Duminie
How did you pick the niche you started in?
17 April 2020 | 29 replies
But I ended up living there and utilizing the equity rather than selling it.Now I focus on buy and hold rentals, while aiming for high appreciation/equity growth.
Ben Naught
Do I need a mortgage loan originator?
6 May 2019 | 14 replies
I will disagree that "licensing is easy to get," as the NMLS test is hard to pass AND even if you do, your entity must now begin quarterly and annual reporting to the NMLS System.Also, under Dodd Frank, if the above apply, you are probably required to document the borrower's ability to repay, and service the credit agreements/loans under the strict Dodd Frank loan servicing rules.
Kevin McGuire
Do financial advisors just not get RI?
20 May 2019 | 37 replies
I have a complex financial picture with RRSPs in Canada, RI in Canada, IRA/401k and other stocks/bonds in the US, vacation rental US,.. while I have confidence in my ability I also recognize that there are limits to my knowledge and speed at which I can learn (e.g. tax implications in two countries, ugh!).
Vlad Denisov
Delta between future income and expenses
2 May 2019 | 20 replies
Those growth rates can be equal and your NOI will grow at that same growth rate.
Rob Bianco
Investing in Montreal from the USA
13 September 2019 | 18 replies
That's several times the growth of the US and Canada year after year.
Matthew Middleton
Rookie Prospective SFR Investor
9 May 2019 | 33 replies
This, combined with economic factors such as the California exodus (and other migration patterns) lead me to believe there will be long term growth here.
David Renfro
How to structure trailer park build?
6 May 2019 | 14 replies
With that in mind, one of my real estate investor friends is strongly pushing me to build a trailer and/or RV park instead of pursuing SFH’s since I have the ability to build all of the infrastructure myself.So I’m curious as to whether anyone has any advice on the best way to structure an investment like that.
Jeffrey Grieshop
good numbers before physically looking at properties + analyzing
29 April 2019 | 2 replies
I usually have annual income growth, annual prop. value growth, and annual exp. growth all around 3-5% typically.The purchase price, the repair, and the ARV I am usually being consistent with as well.
Huimin Zhang
Hold or sell? Bay Area townhome
2 May 2019 | 69 replies
So at that time, it was fine even we are losing money or we don't see future growth.