So, all you'll do is slow them down and take up more of their time (which you undoubtedly won't want to compensate them for).Same goes for communication with tenants about rent.

Unfortunately when I decided to hold onto it as a rental it didn't occur to me that she wouldn't be compensated at all.

I could see the local municipality restricting STRs in order to compensate.

If you charge $25 or $30 then you are getting fairly compensated I think for your time to clean.

So yes, I believe I am adding value to the property,  With the new value of the property, I would get a HELOC to compensate my private lender. 

For example, if you receive VA disability compensation the funding fee could be waived.

I have received compensation for a non-disclosure before, but in my case I was able to prove the seller knew of the issue and did not disclose it.You speculate that the seller should have known, but you cannot prove it. 

Credit report fee is standard, Title fees, fees for rate, underwriting fees, and then compensation to the lender but that' all disclosed on the Loan estimate. 

My question deals with how to compensate the roles each of us play.

The Compensation Mechanic is Completely DifferentA Flat Fee MLS listing gives sellers the ability to display a binding offer of commission to buyer agents on the MLS.