Be sure to check out the wholesaling forum and the BiggerPockets Blog, where we've got a ton of great articles on the topic.Good luck, and if you've got questions that you can't find the answers to, don't hesitate to ask.Of course, please fill your profile out and upload a personal avatar so we can better get to know you, and so others can more easily find/identify you as you participate on the site.

You can download it for free off avery.com.

Just download from the IRS website and print it out.

I'd rather look there and download the correct application to start with then have the homeowner fill out the same information twice.

Tim,you didn't need to guess; you could have just read that in his profile :wink:

BTW - Please get a personal avatar uploaded to your profile so we can better identify you as you post and participate here on the site.

I was just made aware of this thread today.Dave Bashir, my email address has always been in my profile and there was nothing preventing you from contacting me anytime.

I am probably profiling.

If you want to cosign the lender will probably want to look at your credit profile as well.

They decided that they'd rather get more borrowers with a higher risk profile by lowering the down-payment requirements. 5% down, 3% down, no-downpayments, stated-income, ARMs, option ARMs...these were all mechanisms put in place by the banks to lure borrowers.