I will have a good job with a competitive starting salary and a decent credit score, however, my only employment history to this point consists of part-time work, and summer and seasonal internships, since I have gone straight through school.  

My aunt is very "conservative" with her money lol, and bought a mobile home for her first home, she does art and faux for a living doing acid stain concrete, cabinets, concrete counter tops, etc. and she made her mobile home look INCREDIBLE.

Both of us have very good credit score, but low annual income for last 3 years.I am trying to understand what's the best way in our case to leverage our cash on hand and get best cash on cash return.Options i see:1.

I have a high credit score (~790), consistent commission earnings putting me at 80-85k/year, etc.

I feel like we hit a score here, and the seller is very motivated to get rid of it.

They will use your personal credit score to underwrite it of course but still worth it to get your business credit flowing.

. , that was an incredibly helpful and insightful response and I sincerely appreciate the time you invested here. 

I understand my income is not ideal for loans, and I have no credit score at the moment.

Our situation is that we feel we have adequate funds (at least 20%) for the down payment, 6 months of reserves, closing costs, and rehab funds, and good credit scores, but we may run into trouble with our monthly income.

I heard they look at property and nothing else like credit score etc.