Generally, hard money is expensive you want to borrow as little as possible and pay it back as soon as possible. 

A bit more expensive and financing may be an issue.  

Then, be aggressive about negotiating with the seller two options:1) Property vacant at close - you pay original agreed price2) Property NOT vacant at close - you pay orig price LESS an aggressive amount based upon above.Great advice - you should be embarrassed about how low the offer is you make!

So I told her I would be willing to do it gradually because its an expensive project.

Question: Since Airbnb pays me directly, does he get to claim my payout as an expense?

All major stores like Costco, Walmart, Kroger, Dollar General, Dollar Tree, Lowe's, Home Depot, and Aldi are in a 2 to 3-mile radius.

I am a new investor and I want to buy a six unit property in Atlantic City the property is being sold at $475k I’m offering $450k 5 units are rented and one is vacant and it needs work I leave in the area and I own a home remodeling business so I can do the work myself for very low cost.

Take in-place leases and expenses, forecast stabilized rents and expenses, understand the financing requirements (LTV, DSCR, reserves, net worth, liquidity covenants, etc).  

One of the properties has about 50K in equity built up with a low interest rate on a 30yr loan. 

My problem is trying to save enough money for the downpayment on the next property, since living expenses hold me back from saving as much as possible.