I've been listening to the podcasts for about 6 months, and I'm finally taking the time to create a profile and truly get plugged into the community.I'm from the Cleveland, OH area, but have been living in Indianapolis, IN for the past 5 years. 

Sometimes the requirement for down payment can be less on larger commercial deals.You may not personally refinance or pay off the IRA.In the future, once the IRA has built equity via appreciation of the property and paydown of the loan balance, there may be the opportunity for the IRA to refinance and pull some of that equity out to create more liquidity for the IRA.

The utility companies gobbling up the smaller utilities has created a nightmare to deal with. 

Doing it that way solves your problem but creates 2 trips to the dumps....

Either that outsource to India and have them create a spreadsheet for me. 

It does not create an attorney-client or CPA-client relationship. 

I wanted to get insight on whether the window subtracts because it creates less privacy in the bedroom or ADDS because it is a more open office.

Couldn't help me on refi but they did offer a unique HELOC cash out that I may have done if I didn't get the 30 year fixed refi. 

You can get a ton of recommendations on BP for creating a team but message me if any additional information is needed.

Here we are 12 months later and they have been a great tenant so I intend to follow through with our agreement and create an addendum to their lease.