Connecticut 4 family financing

[Michael Young]

I am looking for advice from people from Connecticut. I was under the impression I would be able to purchase a 4 family as an owner occupied with only 5% down. I don’t qualify for first time home-buyer. Am I wrong? Also does anyone know if I were to buy as an investment what the lowest down payment would be? I have enough to put 20% down but don’t want to sink all my savings into one deal. I currently own a condo also if that makes a difference. Thank you