The investor’s portfolio I am advising currently looks like this:25 SFRsValue: approximately 1 million All properties owned, no debt Monthly cash flow: approximately 10kWhat are the best options for this particular investor to continue growing this portfolio?

I'm doing all this while repairing my credit from my some dumb moves a few years ago so putting it on a credit card or taking out a HELOC is currently out of the question, but I can raise private money and get a HML, just have currently used up my personal network of private money lenders for my current deals.

Hello,If I was landlord for 10 years ago but I sold my rentals and I wasnt a landlord for 10 years and if I apply for a loan for my new house and rent my home I currently living in can I use that 75% of the rent income to apply towards the debt to income or would I have to rent for 1 year any suggestions?

Only problem is I have low credit score due to staying out of debt and avoiding borrowed money.

In the long run you want to pay down your debt as this is how you build wealth. 

After all debt service (mortgage and personal loan) on a 75/25 LTV refi I will be left with approx $20k. 

I put it on my credit card and get a 2% kick back. 

The debt partnership with both of them has worked out very well.

If someone doesn’t have a bank account they can use cash to purchase a pre-paid Visa card and use that.

Now that I've paid off my school debt and bought a car, I've been reading like crazy and listening to as many podcasts as I can about real estate investing.