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Updated almost 6 years ago on . Most recent reply

Joann Lim's profile image
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Joann Lim
  • Rental Property Investor
  • from London, United Kingdom
  • Member since Apr 10, 2019
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Joann Lim's profile image
Joann Lim's profile image
Joann Lim
  • Rental Property Investor
  • from London, United Kingdom
  • Member since Apr 10, 2019
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Joann Lim
  • Rental Property Investor
  • London, United Kingdom
2
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Starting Out

Interest only or repayment?

Joann Lim
  • Rental Property Investor
  • London, United Kingdom
Posted

Hi, I am new to RE investing and doing my due diligence and learning loads. What do you think of interest only loans? Which do you prefer, interest only or repayment?

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Charles Carillo
  • Rental Property Investor
  • from North Palm Beach, FL
  • Member since Apr 8, 2018
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Charles Carillo's profile image
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Charles Carillo
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  • from North Palm Beach, FL
  • Member since Apr 8, 2018
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Charles Carillo
  • Rental Property Investor
  • North Palm Beach, FL
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Charles Carillo
  • Rental Property Investor
  • North Palm Beach, FL
Replied

@Joann Lim

It really depends on your business plan for the property. Many loans with Fannie Mae are interest only for 2 years and then you start paying principal and this gives you some breathing room during the value-add process. Many fix and flip loans are interest only as well.

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