Hi Selina,Option 1) Work a second part time job (like from a temporary service) and save 100% of that money.Option 2) Marry a wealthy man (who loves you).A recommendation: Read Rich Dad Poor Dad.Good Luck!

Talk to him in person if possible and be reasonable, get his cell or email if you can and do all follow up contact that way and save it.

I sent my loan officer an email with my disagreements and reasoning.

I would ask for the numbers:- how many contacts (calls, emails?)

Your best bet in getting your money back is to talk with the highest possible manager in a thoughtful way with documented dates, emails, and phone call records.

Thanks for your email as well.

I got emails the same from John David with same link.

Give a call or an email if you have questions.

Just send a formal looking letter or email telling them they are going to have to start paying their own utilities when they sign a new lease.

Respond with your email/phone to be added to my buyers list."