This will be likely the last chance in my life to do anything with that kind of money so I want to make sure I do the best with this opportunity.    

One of my life philosophies is that "Givers Gain and Takers Lose" When you enter a deal as a giver and the other side sees that, they are more inclined to be a giver too.  

Don’t get me wrong, the investment side of things is attractive, but unfortunately I don’t have the risk tolerance at this point in my life.  

I've been a resident of NYC for over 25 years and now at this stage in my life I'm ready to step into my own home(s) with the intentions of  becoming a landlord of multiple properties.  

I am in a flood zone and now after hearing about all the gloomy ramifications regarding rising oceans and dying ocean life, I am wondering if this was a good investment long term?  

@Crystal Wilson pay it off and be on with your life.

I lived in the Baltimore area for the first 29 years of my life (and I'm 33 now), so I am pretty familiar with the area.

Condos are probably the worst of investments for rental properties, particularly well into a real estate cycle like we are now.

It is not my fault the seller made mistakes in the past with their accountant, life issues, bad partnerships, etc.I have been doing this a long time and know how to protect my interests in a deal.

Life is more than clocking in and clocking out(in my eyes, I don't knock anyone who enjoys this type of career).