New member from Denver:)

[Crystal Wilson]

Hi everyone! I'm Crystal new to this website have been listening to brandon and josh on YouTube for the past month while trimming mmj in Denver for my job. I love real estate I love houses. Took me 5 years to build my credit score up and now I'm ready to start buying!:D finally. I have 4 percent down also. Went to get pre aproved and sadly, a collection on my credit for 6000, won't let me get approved: ( ,from bad roommates 5 years ago. Trying to decide if I should just pay, and get it off, they said for 3500. I'm trying to negotiate. They won't budge.. I'm willing to do whatever it takes. Now is the time to buy I really don't want to wait. Any suggestions?? I'm only looking for a 100000 loan to get started because of my income.