I currently work at ExxonMobil for Jacobs engineering, but I used to work the emergency service system for years and can tell you just about anything you would want to know about the undesirable areas.

It is not software that emerges organically or by accident.Cost segregation on your commercial property is incredibly impactful right now because, in 2023, bonus depreciation has been reduced to 80%, and it will continue to be reduced year over year until 2028, when it will be eliminated.

@David M.And to clarify...I do have a decent amount of cash reserves for emergencies and other things that could go wrong.

Reminds me of five years ago when everyone wanted to invest in “emerging markets”.

So I would clear around $1200/month.Big ticket items are new (roof, water heater, hvac, septic was pumped in January before fire ).I also have 6-month emergency fund (based on the old mortgage ($962*12 = $11,544).Of all of the podcasts, YouTube pro's, DR, etc, etc etc.. it's a dream to have a paid off house.Now that I have one, seems strange.Keep or Sell?

If they are getting repeated police calls, I would consider an emergency eviction and get them out much sooner. 

Also,  after listening to podcast my initial thought of saving up a sound Emergency Fund of 6 months of expenses has been reinforced.

VA requires owner occupancy intent and living there 12 + months (have people left earlier sure they got PCS'd out to another base or had another emergency so sure it happens legitly but for most of us, we should follow the guidance).2) Getting a conventional loan now will or can count against you yes because of your DTI or debt to income right?

And also assuming that this is work that you can at least partially do yourself if you need to.if true, You need to treat this like an emergency.

Make sure it cashflows enough to cover emergencies if your play is longterm appreciation