2023-2024 DECIMATED my already broken finances and killed my 15 yr run being debt free with paid off rentals and a house near the beach in the Ca. Redwoods. After divorce, Covid, work truck (of 21 yrs!) and trailer st...

What are some other emerging markets maybe with a bit lower to cost to entry for a BRRRR strategy?

As a PM, I'm authorized to make emergency repairs without owner permission.

Ask your employer if you can have your pay split up into three deposits, one to investments savings, one to your checking account for personal use on a daily basis, and one to an emergency account you can tap into so you don't have to tap into your investment savings.

Airbnb.org, the nonprofit arm of airbnb.com, offers hosts options to assist with emergency housing in times of crisis, such as the 2025 Los Angeles wildfires.

For these reasons, we don't invest our emergency funds in anything that has volatility and we can't write a check against it the same day for an emergency.

I’ve saved enough for a down payment, but I’ll be left with only a little bit for emergency funds.

It was also difficult to assess the heating situation after repairs since tenant refused to provide key to access unit for repairs and/emergencies, citing “privacy and safety” concerns.

Don't use your emergency fund. 

There is a State of Emergency in effect and anti-price gouging laws apply.