Hey there, I'm located in the Richmond VA area, which is where I'm looking to do the majority of my investing for now.

I am in the interested in purchasing  a  retail NNN leased properties in KS  to a major national tenant.What are some of the best lenders for retail deals in terms of rates and dp requirements.

You will find everything you'll possibly need on this site & the vast majority of the people I have met through bp are extremely helpful and have guided me through a few things.

where is Lodi by what major City?

The majority of property there is purchased with all cash so that's the standard. 

The majority here is all about "leverage leverage leverage!"

Greg,Interesting question, CAPEX ,Maintenance and Vacancy figures are in the analysis to cover the seasonal cost,any major projects that will come up and costs that you will occur while an apartment is vacant, but as to figure in at a certain year and how much you need to set aside and what your exact holding costs will be for an apartment while under rehab, i have not seen a calculator out there that has that, i do not know if there is a software program out there that may do that, hopefully someone does for you.

I should have clarified that my intention is to use the renovation budget for major fixes (structural, roofs, exterior projects, plumbing/electric) and then I was planning on doing the smaller projects that I can handle (flooring, painting, kitchen update, tiling/backsplashes, etc.) over time.  

what does being a member of BP have to do with the scenario.. the vast majority of BP members are just starting out and don't know what they don't know.my folks buy from wholesalers I personally don't..  

Overall, anyone who can point me in a positive direction for self-education, major help.