I truly value my personal relationship with this person and I want to do everything in my power to avoid issues down the road.

My goal is to build passive income so I'm able to have the freedom to spend time with my family! 

Then we used a rotary scraping attachment that we attached to a hand drill, something like this:http://www.homedepot.com/p/Forney-4-in-x-1-4-in-Hex-Shank-Coarse-Crimped-Wire-Wheel-Brush-72739/206472317It was a little thicker than that -- worked great but it was back-breaking work using it with a small power drill.

I love him so much and if real estate is our path to financial freedom then amen. 

Do you think that the buying power of those dollars may have fallen any?  

I have no idea what future guideline changes will bring, but now there is the technological ability to actually exclude those debts, should it ever be decided by the powers that be that this would be a good idea, because the trended data is right there on the credit report (actually started appearing, in my office, a few months ago).

Good time to jump in.Would highly suggest joining the Local REIA that covers the Greater Philadelphia Real Estate Market to expand your network, power team and knowledge.Let me know if you have any questions.Regards,Joe Scorese

Congratulations on taking the hardest step to freedom! 

The power co. certainly has a ROW, and can't "make" them move them.  

Hi @Oswald Oswald, I live in the Bay Area and understand that your purchasing power of about $850k will get you into a condo/townhouse and probably not a SFH - I'm assuming that's why you are focusing on the condo/townhouse.Yes, purchasing a townhouse in the East Bay is not a bad idea as long as it is designated a PUD on the title.