Producing the job on time and on budget was part of the estimate and if we made both of those goals we were paid a bonus. 

Even if all you could do is delay the down payment, you would still benefit as the income should have produced more capital for you over the two years using OPM.

Real estate can be a way to generate some long term wealth by investing CASH into income producing properties and holding them for the long term.

Profitable rentals produce net profits AFTER depreciation.

I'm not a believer in the "produce the note" issue.

However, if I had $3.6M, I'd leverage it up with $10M worth of income-producing real estate.

Again, this will produce many leads, but for the wrong reason, often unqualified.

That's exactly the idea of buying leveraged, income-producing properties.But even in that case, the interest you pay isn't a "tax benefit".

#2 N I PV PMT FV 120 9% $45,000 $570 $0 PV = Current Loan Balance This is the same loan as above which can only be deduced by reading the body of the passage.

By the time I had finished reading and listening to everything in it I was in the same league as the top producers yet newcomers were joining a Caldwell Banker type company and getting a training manual I would throw in the garbage.