There are comprehensive results for 46 states. 200+ million criminal records searched, from both state and national databasesResults available within minutesAvailable 24/7, from anywhere onlineMore detailed resultsCredit bureau strength record matching delivers fewer false positives*Instant criminal results not available for Wyoming, Delaware, South Dakota, and Massachusetts.I believe TransUnion has, by far, the largest database; Experian has credit information, but does not provide criminal records.The detail in the criminal reports is quite impressive - everything from parking tickets to aggravated assault will show up.

Sherry,It does not surprise me that the rates increased when your property went from Owner Occupied (Homeowners Policy) to Renter Occupied (Dwelling/Fire policy). 

My wife and I have plans to build to build a 3BR single family and an 2BR Accessory Dwelling Unit(ADU) on one of the lots we split recently.

The nice thing about it is most overlay districts in Tampa allow you to build an ADU accessory dwelling unit in the back.

With a  HELOC, you can pull only the money you need out instantly.

It sounds like you made a smart move by investing in a small multi-family property and using a house hack strategy with an accessory dwelling unit (ADU) to offset your mortgage payment with rental income.

That policy, if it is a homeowners, is for owner occupied dwellings. 

Never knew someone taught this strategy that I kind of fell into by accident, and one quick suggestion from the free videos I found online (and his podcast) instantly doubled my average transaction wholesale fee.

:Tell her thank you and that you cashed her check but unfortunately you blew it all because you have a 5,000$ a day heroin habit and couldn’t help yourself . too funny that was my thought just cash it and ghost them.. that will teach them to send landlords money in the mailI suspect those check cashing joints would know if its good that instant or not.  

The fact that you have limited understanding of the instantly understandable term "compassion tax" indicates very clearly (at least to me), that you have at best sharply limited experience running low-income rentals.Dish, dish, if you kindly would.