I've never pulled the trigger on any data services like that just because I personally think that brokers are just the most efficient way to find off market deals. 

@Jess Wood Congratulations on mentally being ready to pull that trigger!

This was triggered because the one thing I did not know was that 2019 Taxes were not paid (not sure if Auction was supposed to pay them but at this point they are just saying they should not have to), which increased my worry as a newbie. 

@Mark WilsonYou need a local real estate attorney, you need to buy the house subject to the existing mortgage or wrap the mortgage without triggering the due on sale clause, you also need to negotiate rent for the time the seller remains in the home. 

@Joseph Nelson, yea so keep reading about real estate, go to free webinars, podcast, meetups etc and perhaps find a mentor so this way when you are ready to pull the trigger, you can do so with confidence that's what am doing for now for my self

This will enable you to make a quick evaluation on costs so you can pull the trigger quickly.  

Find a good cash flow market, do your research and pull the trigger.

Be careful getting a bunch of bids and not pulling the trigger.

You decide when to pull the trigger on that. 

I'm close to pulling the trigger on a refinance, but my concern is that I will have problems qualifying for an FHA loan if I do so.