Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Buying & Selling Real Estate
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated about 5 years ago,

Account Closed
3
Votes |
8
Posts

Aside from Public Record, can leans be found anywhere else?

Account Closed
Posted

Hello Bigger Pockets community! Very grateful for this resource. 

We bought our first property through Auction.com and even though the process was smooth, I have been worried about encountering other leans other than what is on Public Record, which only amount to HOA fees.

This was triggered because the one thing I did not know was that 2019 Taxes were not paid (not sure if Auction was supposed to pay them but at this point they are just saying they should not have to), which increased my worry as a newbie. 

I contacted a Title Company and they offer title insurance but it is almost $2K. 

That said, my questions are:

1. How do we triple check that our Deed is clear aside from what is on public record? 

2. Since the title company mentioned they would do a full blown search on names, titles, judgements, etc, should I hire them? We received the deed and apparently the house if fully ours now but at this point I am confused. 

Any help is appreciated, especially if you remember your first deals as an inexperienced flipper : ) 
Grateful, 

Loading replies...