But don't get stuck in analysis paralysis you are just going to have to do it and learn in the trenches but if you have a great understanding of cash flow vs expenses then you are already ahead of the game.

I didn't realize my inclination to do things my way, which doesn't really work in corporate America, is EXCELLENT if you want to charge ahead of the pack.

You might get ahead of them or beat them out on a deal.

If you want to pre-qualify yourself ahead of time and pay an app fee, I might consider that, but I don't know - never faced that situation.New job can be a hairy situation, boyfriend w/o job even more so.

:Dyou're at least a step ahead with a property in sight.

Thank you@Matt Devincenzo I like straight forward thinking so your response is just what I needed.

This is why grad students are often better teachers than long time professors; they are closer to the student level and can empathize with them but just far enough ahead to point them in the right direction.

If there were ever a problem, well that's what insurance is for, I'd come out a head on any damage anyway.

If you are ok with walking away from your down payment and any principle pay down (read equity) incurred on the note them go ahead and take the risk.

Half that is $345, so you're ahead by $83.