We started as pure buy/hold investors.

We also buy pure properties all over the nation where it makes sense.

In a hot market your idea may have some merit, in this environment your 85% scenario is pure fantasy.

Scott - Members can place a link in their signature, but purely a link.

It doesn't look bad though.What might be negatives for buying such a property, purely from the age Standpoint.ThanksArvind

We also buy pure rentals too by living off of one income and investing the other income.

Docs can normally get mortgages with little or no money down based purely on future earnings, even with 300k debt.

Make sure you have your insurance calculated out, If you live in the property also or pure rental it might be higher than you calculated but if you get the right combination it;ll be worth it.

Duplex’s seem to be getting tougher to make sense financially as a pure investment property IMO unless you’re putting a large down payment into it.

I personally would take the additional income and suck-it up in the smaller space (which is purely theoretical since I'm expecting my 4th kid and neither of these scenarios would have enough space for my situation:) )   Looking for your opinions, thanks!