I'm still employed and contributing to this 401k, so I'm limited on taking a draw or withdrawing on it. 

Doesn’t the owner of the commercial property typically not contribute to these type upgrades.

But I have heard that lenders assume that a spouse has to contribute to the matrimonial mortgage payment - is this true?

My contribution was to be the match maker.

If these apply to you, please research more, reach out to me, or consult with your tax advisor.If this is helpful, I will share some tax strategies for Businesses and Real Estate Investments in the coming days- Ashish Acharya, MAcc, CPA, CFP®, PFSHiring Kids: If you have a kid under the age of 18 and you operate your business as a sole proprietor or as a spousal partnership, hiring your kid can have significant tax breaks:First, your business gets the payroll expense deductions to save taxes at the parents level who are in a higher tax bracket.Second, neither parent nor the child would pay payroll taxes (15.3%) on the child’s income.Third, with a traditional IRA, the child can avoid all federal income taxes (around 11%) on up to $18,400 in income.IRAs: First, get a deduction for contributing to a Traditional IRA that can be easily established with most of the financial institutions.          

Hello,I have this notion ( perhaps erroneous) it may not be a good idea to refinance with the same lender,since more often than not the current lender may not be too motivated to lower the rate for existing customers and they would rather lower rates to entice new customers.

Thanks @Mick Hofmann for your contribution.

Had I built my network more (by going to Meet-Ups or contributing to the Bigger Pockets forums), I could have found a back-up partner in place when my uncle could not be reached.

Also would be happy to contribute to the meetup by talking about my experiences in investing part time while in the Navy full time.

It's always worth asking.I'm trying to figure out how to sponsor the organization, but even that will not be considered a charitable contribution because I'll gain some marketing advantage out of it.