Refinance with the same lender?

[Peter Morgan]

Hello,

I have this notion ( perhaps erroneous) it may not be a good idea to refinance with the same lender,since more often than not the current lender may not be too motivated to lower the rate for existing customers and they would rather lower rates to entice new customers. I am interested to hear thoughts from other members to see what their experiences have been “typically’” in this regard.Appreciate your inputs.

Thanks