My business partner Michelle is a Director, my other team member Jared ran their Home and Garden Show this year and I just accepted a role as Government Affairs Director for NIBCA.We also support PWB (Professional Woman in Building), Parade of Homes, Kootenai County Young Professionals, and more.I was a GC in Spokane for a number of years and did a little contracting myself.

Compounding the problem are now closed government agencies like notaries and title offices.

Cheers,André.Hi André,I believe it is due to the housing allowances and would imagine there is a high pressure on the rental market due to this even though the German government, including Wiesbaden, seems to do well keeping up with housing demand. 

It's just my opinion, but the fact is we have a Government that is acting as though we have a demand problem instead of a health problem.

They will explain Fair Housing laws that govern how to advertise and screen tenants legally.

Are there certain sectors that will perform better now, and will these be good businesses for newbies to enter? 

The only difference between the two at 15% is that MACU can be done in a portfolio loan which does not affect your max allowed government loans.

To echo the voices above, I do have concerns with the current market with the government imposed restrictions as well as the market being way overpriced.

I'm in it for the long haul and am learning how to adapt to what our government has been forcing on us.

That's what I did, and then by no coincidence ended up back in Chicago close to my family and friends.You can invest in real estate anywhere, I wouldn't let that govern where you want to live when you are 21 years old.