Looks decent... except for the renter.I would do your due diligence on the renter during your inspection period, get a lease in place, and perhaps have the tenant put a deposit in escrow that would be released to you at closing.If the tenant does not qualify, or there are big red flags.

We missed out on a lot of rentals because I foolishly applied American pricing and way overestimated the repairs needed.

If the owner refuses to allow you to do any sort of inspection you should know that's a major red flag.

I know locally that locally here in Illinois First Midwest, Fifth Third, Wells Fargo, First American, and TD American Trade will do them.I've found though that they all have incredibly different requirements, structures and caps, etc and  I still haven't found the right fit.

@David Tang I use First American title, Sarah Elliott 949-310--6131

But that would have to play out down the road.I know we have time on our side now, that the property is sitting about 200+ days from original listing, which throws up red flags in itself, but the owner has known that the sale was going to arise prior to listing it.

My wife and I currently own rental property and have HOW coverage from American Home Shield for some time.

It' will get flagged as UD (Unathorized Deleading) and you won't get a lead certificate.

Move in ready property is a product that the majority of Americans want for their families.  

If there are any red flags you move on.