Depending on the terms of her mortgage it likely trigger the due on sale clause which would allow the bank to foreclose if they so desired if they weren't paid out at closing.

Finding a partner seems like it would be extremely hard for me right now, still looking for meetups around me or anything like that!

So I pulled the trigger on an otherwise mediocre deal.

They need drawings and specifications otherwise it’s a wild guess (or a extremely detailed contract).  

But I have not pulled the trigger because deals are hard to find in my market and I have enough dry powder to take something down if the sky happened to part and something close to reasonable pops up.   

Being that the RE market is extremely hot right now if it's been sitting for a long time that's a good sign something is off.

@Caleb Brown that’s why I’m asking not pulling the trigger on nothing right away just seeing what my options are thanks for the info

I am looking for commercial properties and since purchase prices can very significantly from property to property, affecting the down, I am curious to hear about how people pull the trigger on properties they have less than 20-25% down (minus hearing about raising additional capital).For Example:Looking for a commercial complex around 1 million with around a $200k downpayment. 

With The way  the non-advalorem taxes are collected the Seller of the relinquished property ended up with 189 credit and they were concerned with taking any cash as a result of a sale thinking it may trigger a tax event... so they opted to have that credit increase the amount of proceeds they received.

@Eamonn McElroy, and @Linda Weygant are extremely respected accountants.