What is your most creative commercial loan?

[James Piercy]

Hey Everyone,

Curious to hear the most creative ways you've pieced together funding for commercial apts.  I am looking for commercial properties and since purchase prices can very significantly from property to property, affecting the down, I am curious to hear about how people pull the trigger on properties they have less than 20-25% down (minus hearing about raising additional capital).

For Example:

Looking for a commercial complex around 1 million with around a $200k downpayment.  Lets say a prime property hits the market around $1.6 increasing the down $120k.  How would you navigate?

I am looking at a 2.2 million complex and with only capital of half the down payment for 20%, curious if there are loan products to bridge the gap or make a larger purchase more realistic (minus getting additional funding).

Thank you!