I deal with more protection for my business since I'm a contractor but this seems a bit overkill.Carrier: ScottsdaleSix-Month Premium: $1179.5625% minimum earned premiumCoverages & Limits:Commercial Property: $125,000 Building Limit – Special Form excluding theft; $2,500 deductible; Replacement Cost Coverage; 80% CoinsuranceCommercial General Liability:$1,000,000 each occurrence; $2,000,000 aggregate limitProducts-Completed Operations Excluded; Designated Premises/Project Limitation included.Conditions: All subs must carry equal or greater limits of liability naming insured as Additional Insured, hold harmless contract in favor of insured, with Certificates of Insurance.Thank you in advance for your consideration.

It's not in a great neighborhood (I mean, it's not the projects or anything and it's not a HORRIBLE place, but it's lower income for sure).

Should be starting on a few projects soon if all goes to plan. 

This is a question to all of the hard money lenders :If a Borrowers comes to you seeking a loan for a fix and flip,and requesting high leverage (85% purchase, 100% rehab),obviously you would need to vet Borrower's Experience.What if the Borrower's Experience was being a General Contractor on their Past projects ?

Maybe someone from nearby Calvert county might be interested in bidding on the project?

I have a 6 family deal on the table.Asking price 420k I think I could get it for 400kReal estate tax reportedly is $4000Water sewer $200 reportedlyInsurance $2700 per yrGas $600 per yrElectric $750 per yrGarbage pick up $750 per yr.Plus lawn and snow careCurrent rental income $3945After purchase projection $4200 (on low end)Cash flow on purchase would be around $1200 a month...Great neighborhood A+ and the property is in great condition...Looking for help in terms of is this a good deal... and if so what would be the best way to structure it?

Its great for a short term construction project and you can refinance with a lender you like working with after your project is complete.  

Free flooring for our addition- see the story on our project diary page.

When a big student housing project sprouts up next to campus in the midst of these SFRs, what is the likely impact on SFR properties which are immediately adjacent to the project? 

The CAP rates factor in property management fees and a projected 40% expense figure.