Looking for some insight

[Leon Henry]

I have a 6 family deal on the table. Asking price 420k I think I could get it for 400k Real estate tax reportedly is $4000 Water sewer $200 reportedly Insurance $2700 per yr Gas $600 per yr Electric $750 per yr Garbage pick up $750 per yr. Plus lawn and snow care Current rental income $3945 After purchase projection $4200 (on low end) Cash flow on purchase would be around $1200 a month... Great neighborhood A+ and the property is in great condition... Looking for help in terms of is this a good deal... and if so what would be the best way to structure it? How in regards of a bank loan? Also as a owner finance option? Does these numbers work at this price point or should my offer be lower as a multi family investment if so what do you suggest? Another thing to keep in mind is that the property is in pittsfield so not a booming city such as Boston obviously which is related to why the rents and purchase price is lower. One of my concern is that it is a low cash on cash return I believe for my current situation.