I  generate all of my leads myself making cold calls including these 7 properties.   

I generate all of my leads myself making cold calls including these 7 properties.

I generate all of my leads myself making cold calls including these 7 properties.

Many want hot not cold for maxium profits.

Your as cold as ice @Andrew Johnson!

Or maybe I'm becoming the old and bitter guy who lacks faith in people :)

It seems cold-hearted to make them move twice, but then the worst thing that could happen is they they scuttle the deal out of spite, which wouldn't really cost me anything.    

Bottom line, I had a lot of personal debt I took on for other investments, but even so they were willing to finance due to the extremely low purchase price and my tack record.How long will it take: It took 3.5 months for me to close from the time I connected with the credit union. 1 month of that was attributed to delays by the seller, and getting cold feet in selling.

Warms calls are always easier than cold calls.And try the banks you're already working with, esp the bank that gave you the HELOC. 

The good thing about old galvanized pipes with low flow, is that you save on hot water and cold water!