In a climates such as the Mid-Atlantic or regions that experience dramatic freeze / thaw seasons.Thanks.

Real estate is a different class of asset, because of its very nature it is unique, serves a public good and purpose.

I'm hoping someone here maybe able to help me out with some unique financing advice.  

Each "deal" is unique to itself, though it may share similarities to others.

After 6 months (or earlier if you can line up conventional financing with a local/regional bank that doesn't sell its loans to Fanny/Freddie), you can cash out with a conventional loan that pays off your hard money/private loan and likely recover most of what you invested in the first place!  

Each area is kind of unique but I would be more than happy to talk more in depth about the town if you would like.

My small regional bank once even added one of my cars to the mix to make it work. 

Looking mostly for a small multifamily property (duplex, triplex, or ideally a 4-plex) in the South San Francisco region. 

One of the things you have to remember and "price in" when investing in Portsmouth is that the property taxes are the highest in the HR region.

Also,Markets are very regional and different.