CREATIVE PEOPLE: I really could use some help

[Nathan Richmond]

Ok, so here is the deal. I'm looking to purchase an owner occupied multi unit property. YAY FOR HOUSE HACKING! There is a 5 unit property that I'm really excited about. However, as most of us know, the financing rules are different once you reach 5 units (no FHA 3.5% down). The front unit is a 2 bed/2 bath house (the unit I'd like to move into). Behind it is 4 units.

The sale price is 299k. I have approximately 30k in savings. So obviously not enough for 20% down.  

What are my options?  Does anyone have an idea? Has anyone found a way around this? Any advice would be greatly appreciated. Thanks!

[Jean Norton]

Then you need to find an equity partner.  They pay what you can't pay and you work out either a preferred rate of return or an equity split.