I can respect the "safety net" aspect of it.

Hands down,  I believe this is will be a great  social networking opportunity .

I know that for a good number of elderly people, one of the problems they have regards loneliness or simply maintaining a fulfilling social life.

This is the cheapest and best education you will get overall.3) Best dollars spend on local networking - Apartment Associations meetings/tradeshows/social events.  

@Chuck Taylor  - Our social media is rather poor we need to strengthen that channel.  

I am looking for my first property sub 90k and thinking I need around 25k to safety start. 16k-18k for down payment and the rest for remodeling and reserves.

I envision a community with pools, clubhouse, social gatherings, shuttles to nearby shopping and medical, "handyman" type services to help seniors with maintaining their homes and yards, someone who can run errands, etc.

I have been looking at investment properties and learning a lot about investing but I am a little confused about who pays for the increases in the safety deposit.In a lease renewal, the rent will usually increase and so will the security deposit.

I will tell you what lenders are looking for is safety.

Thing is I'd have less cash flow (but still would cover mortgages and have some cash flow even after budgeting for expenses) and a higher interest rate than the sweet 3.xx rates I have now and less margin of safety in some ways.