But now he is pricing us a regular price because the permits will require more work. 

I am also a part of this group (But don't attend regularly unfortunately due to the time zone difference).

I agree that it does happen, but at the rate these properties are selling I just feel it's a low percentage of that route.  

utm_source=Iterable&utm_medium=email&utm_campaign=Newsletter%20%7C%2005/13/21%20(Regular%20%2B%20Plus)In there, it says:"If you’ve lived in your home for at least two of the last five years, capital gains tax on the sale of your home is exempt up to $250,000 for single filers and $500,000 for married couples."

@Lesleigh S.I just wrote about this:https://www.biggerpockets.com/...And you can check on out one of my older posts where I go into this in greater length:https://www.biggerpockets.com/...In my layman's opinion, don't go the conforming residential loan route. 

Do you find that going the creative route creates more opportunity for wealth building?

I don't  want to go that route.

Sry took a few days to respond back, been busy days at regular 9-5 grind.

Set up a reminder on your phone to call the institutions/each contact on your list every 3-45 days regularly. 

We would be looking at how much rental income the property will generate to offset the expenses as opposed to digging into your personal income and expenses to get you qualified.I say try the conventional route first as that will offer you better rates and if that does not work then go the DSCR route.