@Joshua GibbyGreetings neighbor from the other side of the metro, Cherokee County 🙋🏻‍♂️House hacking might be your best route.

You don't always have to go the FHA route and could wait to refinance out of your FHA while continuing to accumulate properties and grow your portfolio.Just a thought and like I said, I am not a lender.

That's the route I would suggest to go.

Tell her rent is going up $200 at end of her lease.Start regular inspections as lease allows.

HUGE influx of people on a regular basis.

If you are not eligible for a VA loan, you can go the FHA 3.5% down route or Conventional 3-5% down.

If you've had regular glue down or click flooring, you realize pretty quickly that their replaceability is pretty much just theoretical. 

I think there are many ways to look at it, but that is the route I would take, given the opportunity. 

By going the umbrella insurance route and not the LLC route, you could have the best of both worlds by having your assets protected AND benefiting from lower interest rates and loan terms that the VA and other conventional financing provides. 

I'd be happy to connect.There is also the Salt Lake REIA and Utah REIA that have regular meetings and events.