Yes, $45K is plenty to invest into a SFR home or a (2-4 unit) preferably by living in one of the units. 

We considered forming an LLC and sharing capital that way, but we know that lenders prefer to loan to individuals rather than LLCs with no income.  

Unless you would prefer to pay them to move.....but I don't know why you would.....

Some landlords prefer to engage more with their tenants, some even on a first name basis.

Hi Nicole-Do you have a preference for the type of investing you’re looking to do (flip, rental, etc)?

As first time STR investors, my wife and I are trying hard to nail down our CCCs before reaching out to a real estate agent in our preferred market.

Donr know anything about investing in larger things than 1-4 or commercial financing or anything-- But looking to expand my horizons and looking for like minded folks preferably locals but  obviously not necessarily.

I know there are other areas some people prefer, but these are the ones I’m most familiar with.

Your Cap Table of investors Stock shares Authorized and issued will be presented for investors to calculate the Valuation if you are not an existing company with at least 1 year of Income history investors prefer CF filings and smaller valuations. but until a minimum of 100 investors and 1 year of audited financials, you can not become a REIT

Also is there any new ones out there that most prefer?