The remaining 1 million have a higher percentage of owner occupancy and also higher median income.

I want to get into the market and begin adding to my portfolio and passive income.

For appropriate financial advice, do extensive due investigation on prospective investments and speak with a real estate attorney, accountant, or financial expert.Good luck!

Loss of use coverage provides insurance against the reduction in income it doesn't obligate you to keep the tenants lease going.

You are discriminating against the amount of income not the source. 

This is one of the few things Baltimore City Government actually does efficiently - probably because there aren't people in the loop.Log into your Baltimore City Department of Housing & Community Development online portal, click the "My Account" at the top and then "Permits & Docs" on the left side.

And he gets the income off the deferred tax while he's alive.2.

Also I would try to account for the summer months and see if they are certain to commit to a 12 month lease.

I would add in the ability to add an ADU later in the property to boost the income 

@Alex BellYou guys make a killer income, congrats!!