Basically if you are an investor in Spain specifically in Barcelona or Valencia, I'd love to hear about the strategies you have seen work the best over the last couple years and anything else you can tell me to look out for when investing here. 

I always say—you’re NEVER too late to the game; you just missed an inning, and the game isn’t over!

I have clients though that I fund that have built some incredible portfolios. 2 of them over 250 SFRs that I funded for them and they refinanced and paid me off..

.💬 Ask in the right forum – If you’re looking for financial advice, head over to the Finance, Tax, and Legal forum.

Feel free to DM me and I can intro you over. 

Over two years would have me so nervous. 

Chapter 13 is where debts are re-organized and paid back over time in monthly payments.If someone has filed either chapter 7 or chapter 13 previously, they are less risk than someone who has never filed.

If you wanna come over and pick our Fields and build our  houses you’re more than welcome to come over.

Expense ratio, as others have stated, often ends up evening out these fluctuations in each expense and can often times be a more accurate predictor over many data points.

I would highly recommend @River Sava over there, she's great.