I suggest submitting offers where the numbers work today.

@CraigIf you have two offers with that high of down payment already you must be living right!

We don't even a Board yet (it's a new build), and it's all being coordinated by the HOA management company for the building.The developer offered to make the new door key fobbed on each side for entry, and would install a new security camera. 

.- Logically, there really is no additional security provided with both keyed doorknob & deadbolt, but a deadbolt is more secure than a keyed doorknob.- Since you need a key to lock a deadbolt when you leave the premises, tenant's can't lock their key(s) in the home and then pester us to come let them back in.--- Tenants can still lose their keys outside their home:(

Because you're new, it is a good idea to ask about the brokerage's agent training offerings and potential teams to join to get experience. 

Which platform offers fresher data for wholesalers propstream or property radar.

Consider offering equity partnerships, debt financing with profit sharing, or preferred equity, where investors get a fixed return before you share profits.

I want to profit off the interest rate and perhaps offer 6% rate on what is left on the mortgage.

In addition to conventional loans and FHA loans, if either you or your wife are veterans, the VA also has a rehab program.I'd be happy to discuss my rehab experience both as an investor and as a mortgage broker, and at least help you think through your options. 

No matter whether you are looking at commercial or residential property, the deals that “pencil out” at OFFERING price are few and far between these days.