Before the numbers discussion comes up with the seller, I'm curious how to proceed in relation to my agent.

@Justin Worsham I would reserve a pre-inspection for higher-end SFR's but it's all relative...one bad thing about pre-inspected properties is that it removes the buyer from the due diligence...they basically have to trust a report the seller is providing...it's just not impartial.

@Luis C Ceniceros LTV is relative...based on your equity position, strength of the asset, the economy, and your personal financial makeup...DTI- credit score.

There are investor relations platforms that perform some of those functions as well, but they cost many thousands per year (we use one of them) but that is more than you need at this point. 

The interest rate suggested is relatively low compared to their risk.

Lots of us are new and relatively new.

It's very nice and relatively easy to operate.

Robert Kiyosaki, Grant Cardone, Gary Keller and Brandon Turner all have great books that relate to Business and Real Estate.

The way I view the calculation is that it affects the net value of the property itself, not the value of the property relative to Andrey. 

.- Refinance costs - I'd have to refi in 5 years and who knows where rates will be- Refinance risk - related to the bullet above, but there is risk around not being able to refi at all due to economic conditions in the future- I can get the commercial loan in my LLC name.