How does this sound for Private Money?

[Lamont Marable]

I asked my followers on Instagram in one of my posts if they knew anyone that wanted to make 8% on their money. Simple trying to build up my cash buyers. Two people reached out to me and said they were interested. Here is what I wrote:

"Thanks for reaching out in my comments. I greatly appreciate it. I'm looking to borrow $50k. If you are pulling it from your self directed IRA I can pay the transfer fees. Time period is 6 months. Option 1. I can pay interest only @ 8% payments for 6 months with a ballon payment at the end of 6 months or Option 2. Pay 2 points upfront (1 point = 1% of the loan) with a 6.5 interest rate for 6 months."

They both replied back and said they’ll give it some thought. In other words, I’ll pass. It was worth a shot.

How would you word it?