Beams will be stained to match new engineered dark floors.

To use other people's money most investors/hard money lenders will want you to have 25% skin in the game.

The FHA, to date, includes seven protected classes: race, color, religion, national origin, sex, disability, and familial status.

Both are a lighter oak color.

I am not a wholeseller so I have no skin in this deal, in fact I passed on it as I can't make the numbers meet my criteria. 

Most want some skin in the game.

Sometimes it's difficult to find someone willing to invest with you if you have little to no skin in the game but if the potential return is good enough and you can sell yourself they may take the risk.

The appraiser's opinion is a shot in the dark, they won't admit it, but they have no clue as to what different owners actual numbers are.

Chinese checkers - checkers - even coloring books.

At the end of the day, I'd rather try an unconventional approach on my own skin and test it before doing it with one of my client's properties and this is a good opportunity to do so.