Thanks for the advice @Grant P. but the 1st Bank program isn't going to be an option for me.

I have seen different posters mention tidbit about this program.That investors can use this program to have 20 loansThat they only have to put down 10%That their is a higher interest rate than normal (cannot find any mention)Honestly I cannot find a whole lot of anything online about this program.

Are there any first time buyer programs?

Housing Authority only due diligence is to ensure the applicant is qualified for the Section 8 program based on income and family size.

I was a regular attendee of their monthly meetings, and their membership fee was more than reasonable.

if you want to do that, I would recommend you first analyze the deals from an investor's perspective, and then stick to posting the potential good deals in the Marketplace forum (which requires a Pro membership).

Find out why and if there is a program head you should be in contact with.

Answers herePro membership pricing is about to go up so now is the time.

I know that's mixing two different programs, but I'm not sure the VA or HUD would care as long as you make the payments.R/David

I am currently in the process of building a team and working with agents to fully understand my local market and 'hot spots' in my area.With the resources (credit, cash, income to debt ratio) i have, I plan to start with a property to occupy and renovate for the mandatory time some programs state to classify as owner occupied, then depending on the market rent or sell in hopes to gain the capital I need to really start my investing career.