Any alternatives to this idea are also appreciated.Thank you

I have looked through countless websites and nothing met my specifications.

I have looked through countless websites and nothing met my specifications.

You're going to need an alternate funding source, and you're probably going to have to increase your closing costsSame with the refi...it depends on the fees, but refinancing a property worth $50k can be cutting it close too

The excellent ones will be equally versed in alternative investments such as real estate and private debt strategies.

Alternatively they can have a lawyer type up a good lease agreement too.

Alternatively, consider having a partner or two and offering a debt investment or making them active.

Because the alternative is even worse.As I said previously, I think that keeping major events shut down, telling people to keep washing their hands like they have OCD, and probably no bars/clubs might be reasonable. 

@Nicole Heasley offers a very low risk alternative that would provide a great way to reduce living expenses, build equity through tenant's paying down your loans, and gain valuable management experience. 

@Charles Walthour one alternative could be a hard money lender.